Unemployment in the US Essay Example For Students

Unemployment in the US Essay I chose these indicators because all are something that ordinary people deal with every day. All of us have control over our own spending and how far into debt we go. If we are not making the salary we want then we are free to look for a new job or an additional job. There is also the possibility of going back to school to raise your educational level in order to get a better job. This may, of course, put us deeper into debt. We are in debt as a country, and as individuals, but with the economy as strong as it is people have no qualms about going deeper into debt. There are increases in delinquency rates on consumer loans, record numbers of bankruptcy filings, and an increasing share of income devoted to paying interest on debt. These are signs that some households are becoming overextended. In this paper I discuss bankruptcy, consumer credit, inherited wealth and the difference in the way some generations handle debt. Personal income, installment debt and unemployment are coincident or lagging economic indicators or both. By many measures the US economy is very healthy, but increasing consumer debt and personal bankruptcies raise concerns about the future. We will write a custom essay on Unemployment in the US specifically for you for only $16.38 $13.9/page Order now Credit card debt is higher than ever, and personal bankruptcies soared in 1995 and 1996 (Silverman 1997). Over 10% of Americans are expected to declare bankruptcy during the 1990s unless the trend changes, and there is no longer public scorn for those who file bankruptcy (Darlin 1997). Consumer credit remains readily available despite rising bankruptcies. This trend is attributed to a credit-friendly social policy which requires credit to be extended without discrimination. Furthermore, easy credit is needed to allow consumers to buy goods. The lending business also remains lucrative. To manage risks, financial institutions resort to diversification and risk shifting. The cost of bankruptcy is also incorporated in the cost of credit (Lykins and Plankenhorn 1996). The post baby-boom group known as Generation X is accumulating a great deal of debt, mostly through credit cards. The average credit card balance of households headed by someone under 25 nearly doubled from 1990 to 1995. There seems to be little desire among these people to live within their means (Shenk 1997). However, young people who can establish good credit will reap numerous benefits. A good credit record can provide young consumers with access to financing, thus enabling them to make purchases that they otherwise would not be able to make. In addition, good credit can enhance young people=s chances of getting good jobs. Borrowers who pay on time and in full may be able to convince potential employers that they are responsible and can manage their own finances (Shafer 1997). However, missed payments on bank credit card debt reached a new high of 2.13% of outstanding credit card debt in the 4th quarter of 1997. The American Bankers Association reported a decline in the percentage of accounts more than 30 days overdue during the quarter, although there was a rise in the percentage of loaned dollars delinquent. Consumer debt represents about 20.6% of disposable income (Kingson-Bloom 1998). The debt-service ratio can be used as an accurate predictor of future consumer spending growth or a source for explaining aggregate consumer spending. Furthermore, the ratio of debt service to income, if analyzed together with other economic indicators, will reveal future income growth. This ratio analysis is beneficial to financial service institutions as through this, they can determine debt payment capacities of clients (Murphy 1998). On the whole the Generation Xers have a gloom and doom attitude towards money, and maybe with good reason. .u2c097e11c92f9d13a0c721d752d27517 , .u2c097e11c92f9d13a0c721d752d27517 .postImageUrl , .u2c097e11c92f9d13a0c721d752d27517 .centered-text-area { min-height: 80px; position: relative; } .u2c097e11c92f9d13a0c721d752d27517 , .u2c097e11c92f9d13a0c721d752d27517:hover , .u2c097e11c92f9d13a0c721d752d27517:visited , .u2c097e11c92f9d13a0c721d752d27517:active { border:0!important; } .u2c097e11c92f9d13a0c721d752d27517 .clearfix:after { content: ""; display: table; clear: both; } .u2c097e11c92f9d13a0c721d752d27517 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u2c097e11c92f9d13a0c721d752d27517:active , .u2c097e11c92f9d13a0c721d752d27517:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u2c097e11c92f9d13a0c721d752d27517 .centered-text-area { width: 100%; position: relative ; } .u2c097e11c92f9d13a0c721d752d27517 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u2c097e11c92f9d13a0c721d752d27517 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u2c097e11c92f9d13a0c721d752d27517 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u2c097e11c92f9d13a0c721d752d27517:hover .ctaButton { background-color: #34495E!important; } .u2c097e11c92f9d13a0c721d752d27517 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u2c097e11c92f9d13a0c721d752d27517 .u2c097e11c92f9d13a0c721d752d27517-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u2c097e11c92f9d13a0c721d752d27517:after { content: ""; display: block; clear: both; } READ: Underlying Themes in the Works of James A Michener Essay Social security will probably be out of money by the time they reach retirement age and most feel that they will never be out of debt, so they live life as such. Money conflicts in relationships are reflective of society=s growing insecurity about its financial future. America is turning into a fatalistic culture. This negativity is based on economic conditions that contradict the once prevalent belief of never-ending prosperity. The United States= stalled economy, mind boggling national debt, and the prospect of the collapse of the Social Security system have left many Americans terrified about their ability to make ends .

Personal Reflective Report Regarding Work Behaviour Social Work Essay Essays

Personal Reflective Report Regarding Work Behaviour Social Work Essay Essays Personal Reflective Report Regarding Work Behaviour Social Work Essay Essay Personal Reflective Report Regarding Work Behaviour Social Work Essay Essay since we were friends from before, joined together to discourse the ongoing job and the solutions to it. We formulated a scheme to normalise the state of affairs calm the tenseness in the group. We came up the proposition that a member from each bomber group keeping onto different sentiments should show his thoughts ( as a consequence, the thoughts shared by the bomber group he or she belonged to ) in forepart of the full group. Each presentation must incorporate a tabular array sketching the pros and cons of the attack recommended by the presenter based on a set of standards ( such as timeframe, quality of the work, truth of the information, relevancy of the gathered information, handiness of resources, handiness of the members etc. ) . Members would so take part in a inquiry and reply session which will purely concentrate on the constructive unfavorable judgment of the discussed methods. At the terminal of this session, bal lots will be taken to find the method to be followed by the group which is besides selected by the penchant of its members. We have applied this method for declaration of struggles on constructs or techniques all along the procedure of the group work. Interpersonal communicating has besides been another issue in the group. As the group consisted of members from different genders, nationalities, backgrounds, races, faiths, ethnicities, the communicating spread became even more intense. Skills of pass oning in English varied widely across the group. This affected the communicating within the group the most. Rather than a strong point to capitalise on, communicating became a challenge for us. Group meetings were flawed by a batch of misinterpretations. Conversations and conferences over the phone became longer and yet unproductive. Planing for the work and following up with the predating attempt seemed to be a great trial for the group. In instance we had made two stairss in front, the following twenty-four hours we were three stairss behind. Members could non synchronise in the group and synergism looked like a distant world. In add-on to this myriad of jobs, the group kineticss were affected adversely by jobs of the members of the group ( including myself ) sing work, personal life and diversion. We resolved this job and found out that all it needed was a small cooperation from the members backed up by the gifts of modern engineering. First of wholly, we called in a meeting and discussed and found out that the job can non be resolved if the members do nt step frontward to assist their co-workers with their communicating jobs. We realized that members with communicating jobs need aid from the other members in the group and we all agreed to supply them with that aid. Then we identified the Scopess that engineering ( e-mails, instant messaging services, societal web services, text messages ) offered us in order to better the communicating procedure and at the same clip, decide the work life jobs of the members. We agreed on a few issues on that meeting. Each of the members would have presentments via electronic mails. Every mail related to the study has to be forwarded to everyone in the group. Electronic mails will besides be used to direct the members with the work completed by each fraction of the group or the persons for follow up and reexamine. We besides created a group on Windows Live Messenger TM service for working on this undertaking and keeping and take parting in meetings online. This scheme enables us to keep group meetings online and offer the members with a great trade of flexibleness. Better apprehensions could besides be derived from these on-line meetings as the participant could utilize texts besides voice chat options on the instant messaging ( IM ) service. After working on the undertaking for a month, we recognized that making a group on a societal networking service would supply with greater chances to work, better communicating options and acquire us assist from our friends, household and good wishers outside the group. We opened a group on Facebook, the biggest societal networking web site in the universe for this intent and invited our friends, household and assoc iates to that group. We received huge response from the people and a batch of aid placing the beginnings of information for the undertaking, finding the focal point of the study and in some instance expert aid excessively. The group enabled us to post notices, update treatment subjects and invite people to prosecute in arguments on the group s wall and station links to utile resources online, including web sites, online databases, new wires, libraries, communities and multimedia. Lessons for future undertakings I have identified and illustrated a set of cardinal lessons from my experience from this study. They are as follows: A group can non work efficaciously without a leader. A group leader must be selected by the first hebdomad since a group starts working on a undertaking. There must a structured process for the members to show their thoughts. This process must besides let the other members to show their comments constructively in context of the undertaking. In some instances, compromising is a better option that keeping on to the rule. Collection of informations and information requires a systematic attack. It besides requires proper deputation among the members of the group and can non bring forth consequences without accomplishing synergism. Invention is a must in group work. Decision The experience that I gained from working with my group in the Annual Management Report 2010 is a valuable 1. This will assist me to work in my hereafter group undertakings with more coherency, greater efficiency and superior schemes. This chance has besides trained me to cover with state of affairss in clip of crisis and helped me a batch to recognize the demand for synergism while working in a group.

Learning to Write Chinese Characters by Hand

Learning to Write Chinese Characters by Hand Learning to write Chinese characters is one of the most difficult aspects of learning Mandarin Chinese. There are thousands of different characters, and the only way to learn them is by memorization and constant practice. In this digital age, it’s possible to use a computer to write Chinese characters, but learning how to write Chinese characters by hand is the best way to gain a thorough understanding of each character. Computer Input Anyone who knows Pinyin can use a computer to write Chinese characters. The problem with this is that pinyin spellings can represent many different characters. Unless you know exactly which character you need, you will likely make mistakes when using the computer to write Chinese characters. A good knowledge of Chinese characters is the only way to write Chinese correctly, and the best way to gain knowledge of Chinese characters is by learning to write them by hand. Radicals Chinese characters may seem incomprehensible to anyone who doesn’t know the language, but there is a method to constructing them. Each character is based on one of 214 radicals -   the basic elements of the Chinese writing system. Radicals form the building blocks of Chinese characters. Some radicals can be used as both building blocks and independent characters, but others are never used independently. Stroke Order All Chinese characters consist of strokes which should be written in a specific order. Learning the stroke order is an important part of learning to write Chinese characters. The number of strokes is used to classify Chinese characters in dictionaries, so an added benefit of learning strokes is being able to use Chinese dictionaries. The basic rules for stroke order are: left to right and top to bottomhorizontal before verticalhorizontal and vertical strokes which pass over other strokesdiagonals (right-to-left and then left-to-right)center verticals and then outside diagonalsoutside strokes before inside stokesleft verticals before enclosing strokesbottom enclosing strokesdots and minor strokes You can see an example of stroke order in the illustration at the top of this page. Learning Aids Workbooks designed for writing practice are widely available in Chinese-speaking countries, and you may be able to find them in cities with a large Chinese community. These workbooks usually illustrate a character with the proper stroke order and provide lined boxes for writing practice. They are intended for school children  but are useful for anyone learning to write Chinese characters. If you can’t find a practice book like this, you can download this Microsoft Word file and print it out. Books There a several books about writing Chinese characters. One of the better ones is Keys to Chinese Character Writing (English).

Financing Organizational Technology Coursework Example | Topics and Well Written Essays - 1000 words

Financing Organizational Technology - Coursework Example In this ever changing global business scenario, for a company to stay ahead of its competitors, there is a need to think out of the box, think slightly outside of the monetary profit that the company would get, and look objectively at what the company stands to gain or lose from their outsourcing decisions. FINANCING ORGANIZATIONAL TECHNOLOGY IT OUTSOURCING IN TODAY’S WORLD In today’s highly competitive business management scenario, outsourcing is the most effective way to decrease costs and overheads for more time-consuming and man hour depleting tasks for most companies. IT services such as call center services and e-mail are the tasks that are most commonly outsourced by companies. The main benefit of outsourcing is the fact that to most companies, outsourcing is a lot cheaper for them, because the companies they contract are dedicated to this task, so they charge less than what the companies might have to spend in order for them to do the tasks themselves. Also, it allows the company to focus its efforts and man power towards other objectives and problems that are more important. The management does not have to waste time on such menial tasks, and can turn their heads to more significant problems (Innes, Liu, Miller, 2008). Now people usually just look at the direct financial indicators involved in outsourcing, which is undoubtedly the single most important factor which needs to be taken into account. However, when it comes to IT, only the financial indicators do not give a complete or the most accurate picture of the investment or consequences of outsourcing (RivardNah & Aubert, 2008). Globalization and the ever changing technological scenario of the world has changed the way business is carried out. Core business processes are no longer looked upon as the sole responsibility of the owner. The management of the companies no longer distinguishes between core and non-core business processes, but views them as dispensable components that they ca n either focus on themselves, or outsource to external partners. In order for a company to reach a decision as to whether it is going to outsource a certain task, there are some criteria against which the advantages and disadvantages of outsourcing to that company are evaluated (Innes, Liu, Miller, 2008). The main points include: 1. Profitability 2. Capital Structure of the Company 3. Debt Measures of the Company These are some of the main points an organization must keep in mind before outsourcing it’s tasks. The company must also keep in mind the aspects of the organization that it is contracting for the outsourcing, which include: 1. Sales Achievements 2. Performance 3. Quality of Service 4. Responsiveness 5. Competence 6. Reliability 7. Satisfaction As can be seen above, profitability heads the list of criteria against which the outsourcing decision is to be judged. The most obvious financial benefit is the fact that the outsourcing would cost less money for the company a s compared to doing the work internally, thereby resulting in an increase in profits. Since the personnel cost of the IT department decreases, the cost of goods sold would also decrease (IBM Corp, 2008). However, profitability refers to not just the visible financial benefit that the company would get from outsourcing, but also that the company will be able to reduce the costs in

Warranting Theory in Actio Assignment Example | Topics and Well Written Essays - 500 words - 1

Warranting Theory in Actio - Assignment Example This information found in social sites. Other people who know you better send comments and statements describing you which you can not change. These cues make communication understandable and enhance the creation of relationships among people. They are normally positive and one can clearly know and believe the content (Potter, 2007). It includes use of positive cues and sentences must be complete to enhance clarity. In my aunt’s face book profile for instance, her close friend commented that she is pretty. This has instances of less or no non verbal cues, incomplete use of sentences and words, spelling errors and improper English or language. One barely understands what the other person means because the communication becomes unclear, more manipulated and less believable. The processing of information becomes somehow or totally impaired (Potter, 2007).My aunt for instance send me this comment in my face book account, ‘I love reading.’ Reading is a hobby which she attributes it to self and I know she is not a passion of it. This information is therefore untrue. The first student described his profile to have low warrant which is not true. He sent a picture of my three friends and me in an Oregon Ducks game. The picture portrays us being in sports and funs of the Oregon Duck which does not apply to all of us. The warrant in this case is a high one (Potter, 2007). This shown by posting his personal information including his name, school information, his birthday and where he came from (Potter, 2007). However the information about his schooling and where he comes from is untrue. The warrant identified by this student makes sense. The similarities between his warrant and the one I discussed above is that of unreal information which can easily be manipulated. The second student posses a high warrant. He posted his profile, birthday, place of birth and the school where he

Animal Crueltys Effect to Society Essay Example for Free

Animal Crueltys Effect to Society Essay People often think that animals are just unconscious creatures that don’t care about their daily lives. But they are actually just like us, they are living breathing creatures with simple lives and priorities. They prioritize more important things like, food, shelter and caring for their young and not like unimportant things like what they’re going to wear, who’ll look better and the like. But since we are the dominant species, then we are the ones who are supposed to help them when they are in need and care for them if they need medical care. But sometimes people just underestimate them and abuse them for fun, money , scientific experiments, etc. But they don’t see that they’re actually causing harm to them and to the society, they just think that they’re only here for food and entertainment. But that’s where they’re wrong, they’re actually the ones that should be the dominant species since they’re here first and we’re the ones that are supposed to help them know more about the world. So we should also help while they’re alive so we’ll have more use to them and we should spend our lives, sharing the world with them and not trying to wipe them out of the face of the earth. Some people say, â€Å"We help them, they help us. † That is true because if you’re kind enough to them then they’ll help you when you’re in trouble but some people misunderstood that, they think that we should help them by feeding them and they should help us by letting us kill them for profit. But that’s not how it should be, we should treat them as our own, help them as if they’re humans. Because without them, then we wouldn’t exist right now because all life begins from animals from the sea and they evolved to be available to be on land until they evolved to turn into us. Also if some animals disappeared from existence, it may have some chaotic results If the bees, butterflies, bats and other animals that can pollinate disappear then plants will not bear flowers, other plants might get extinct and lower the oxygen from our planet. If frogs, lizards, chameleons and the like disappeared then flies, locusts and possibly mosquitoes would be everywhere causing food contamination, damaged crops, dengue fever and more catastrophic things. But in some cases when animals attack people, they still shouldn’t kill them because it’s just in their instinct to attack if hey feel threatened or if their territory has been crossed. But people could still defend theirselves by tranquilizing them and sending them for check up after because in some instances they are sick and confused which causes them to attack. Sometimes they might not understand us but we should also learn understand them. Animals help humans, humans must also help animals. You can tell a lot about a person by the way they treat animals. If you treat them nicely then people would know that you can do the same to other people. But if you treat them violently then that means you have the ability to harm or kill people. Anyone who has accustomed himself to regard the life of any living creature as worthless is in danger of arriving also at the idea of worthless human lives, wrote humanitarian Dr. Albert Schweitzer. And according to Robert K. Ressler, who developed profiles of serial killers for the FBI, Murderers †¦ very often start out by killing and torturing animals as kids. This proves some murderers start out as an animal abuser which then would make them curious on if killing animals is just as â€Å"fun† as killing people. Animal cruelty is not just caused by the abusers’ curiosity, it’s also a symptom of a mental disturbance. Some researches in psychology and criminology shows that people who commit animal cruelty rarely stop there, many of them later moves on to abusing or killing their fellow humans. Most of the records of the FBI shows a history of animal cruelty to many murderers and other criminals. There was a study in Northeastern University and the SPCA of the Massachusetts(USA) which shows that people who commit animal cruelty are five times more likely commit violent crimes against humans. The majority of the inmates at San Quentin penitinary who are sentenced to be executed for committing murder, â€Å"practiced† their crimes on animals before committing their crimes according to the warden. Some people who are cruel to animals are also cruel to children and their family. People who often neglect the needs of their pets often also neglect their children’s needs. Animal abuse is also an important indicator of child abuse, sometimes when children witness their parents abusing animals they can get influenced by their parents to do so too because of reacting to anger and frustration. Their violence might be directed at the only individuals in the family who are more vulnerable than they are: animal companions. One expert says, Children in violent homes are characterized by †¦ frequently participating in pecking-order battering, in which they might maim or kill an animal. Childhood cruelty to animals is indeed in the history of domestic violence. But in some cases animal cruelty is often discovered before the child abuse because it is more obvious to the neighbours that often hear the cries and howls of the animals because children are often threatened not to scream by their parents or else they’ll get hurt even more. Because of that, animal control agents which are possibly called by the neighbours are allowed to go into the house to investigate and then later possibly see the children with their scars and bruises which leads to being reported to social workers. This means that both the most vulnerable creatures in the house (the children and the pets) are abused by the adults. This proves that discrimination is present in the house. Some organizations such as the Baltimore police, The New Jersey Coalition of Battered Women and The Guelph Humane Society(Canada) work with animal control. Working with other agencies is called Cross Reporting which helps solve multiple cases. A study shows that 40% of battered women delayed seeking refuge from their abuser if their animal companion is included. This could possibly mean that the animals are also being abused along with the women since they find comfort from each other. These studies have led to a collaboration among social services and government agencies to develop a program for foster care of those animals. There are currently 100 programs in the US. Violence begins early specially for boys, some adults consider their children’s abusive behaviour to animal to the saying that â€Å"Boys will be boys. † Children who abuse animals should be treated with special care or else it might lead to a horrible way of life. Animal cruelty also proves the fact that most people don’t think before they do stuff because they don’t think of the consequences of their actions. Everyone should treat animals, children and women fairly because we are all here to help each other on going through our daily lives. People should stop discrimination and learn how to live peacefully together.

Expatriate Management :: essays research papers

Many companies deal with expatriate executives/personnel in a variety of ways. In determining an expatriate there is no right or wrong way. The difference is determined by how the company is trying to meet their goals. The selection process for an expatriate varies significantly from one company to another. When a company has entered the international/global market, it is vital for that company to decide upon which method to use for determining their expatriate executive/personnel. The two methods available are outsourcing and promoting internally. This paper will focus upon promoting internally. Both outsourcing and promoting internally have their advantages and disadvantages. When trying to decide between outsourcing or promoting internally the company should consider these questions: 1.  Ã‚  Ã‚  Ã‚  Ã‚  Have you looked at the cost of administering this function in house versus outsourcing? (Cook, 1999, p.177) 2.  Ã‚  Ã‚  Ã‚  Ã‚  Have you done some preliminary recruiting to see if experienced HR staff with expatriate experience are available? What are the going salaries for these professionals? (Cook, 1999, p.177) 3.  Ã‚  Ã‚  Ã‚  Ã‚  Will performing the daily administrative details of the expatriate function consume an inordinate amount of time, even if you have experienced staff? (Cook, 1999, p.177) 4.  Ã‚  Ã‚  Ã‚  Ã‚  Do fluctuations in the company’s expatriate population make it difficult to maintain appropriate levels of HR staff assigned to get employees overseas, maintain them, and bring them home? (Cook, 1999, p.177) 5.  Ã‚  Ã‚  Ã‚  Ã‚  Have you identified the specific expatriate activities you would want to outsource and which ones you might effectively maintain in-house? (Cook, 1999, p.177) 6.  Ã‚  Ã‚  Ã‚  Ã‚  Have you discussed the pros and cons of outsourcing these services with other HR professionals or COs who are doing it now in order to get a better understanding of the issues? (Cook, 1999, p.177) 7.  Ã‚  Ã‚  Ã‚  Ã‚  Do you know all of the compensation and benefits issues you face in each country where you plan to do business? (Cook, 1999, p.177) Cook (1999, p.177) said, “Large established companies that have multiple global operations; Companies that are just starting their international operations that may not have experienced staff to effectively handle international HR situations; and Companies whose business needs fluctuate as overseas projects are initiated and completed.'; If your company has decided to outsource then there are many sites on the web that are specifically geared towards outsourcing. Some of these locations are: http://www.iorworld.com  Ã‚  Ã‚  Ã‚  Ã‚  http://www.eems.com http://www.expat.ca  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  http://escapeartist.com Many companies and organizations will decide to internally promote and produce an expatriate executive rather than outsourcing the process. When a company or corporation does decide to promote internally many factors must be considered. The company will have to decide where to build the new facility, what products to produce, what resources to use, where to get the resources, what governmental policies must the facility adhere too, the size of the facility, and so on.

Behavioral Observation Project

Going to school is one of the most valuable social rituals people do. Staying for over 15 years at school, people earn an academic education that will shape their careers and lives. In school, people also meet friends and mentors who influence their personal beliefs. The early years in school are especially crucial for shaping foundations for virtues such as the proper behavior and self-discipline. Thus, grade school teachers are given the responsibility of instilling in their students the right qualities and attitudes.The learning site observed is a co-ed second grade class. The students are smart and energetic kids, with a few quiet ones thrown in. They come mostly from middle-class families and are of mixed ethnicities. They are still learning the core of education; spelling, writing, reading comprehension, basic geography, and fractions. Their teacher is male and a fresh university graduate; thus, he is younger than most of the faculty members. His youth presents itself in his in teraction and communication style.The teacher is approachable and authoritative at the same time. He is kind, friendlier, and less stiff than other teachers. He also has a more laidback demeanor that is evident in his non-verbal gestures, such as giving high-fives and thumbs up to his students as a way of affirming their answers. His students perceive him as likable and are also more relaxed with him. By their standards, he is seen as more of big brother type rather than a scary teacher. The respect he receives is different, but in no way less than what other teachers get.At times when the students get too noisy or when kids fight, the teacher lets out his more commanding side to discipline the students. The teacher aims to improve and influence his students’ behavior, such as building up their self-discipline to keep them from chatting with seatmates and increase the attention that they pay to the lessons. To fulfill these, he makes use of some reinforcing and motivating con sequences for the children’s actions. According to Skinner, using reinforcements is effective in helping shape or condition one’s reactions to stimuli.Thus, stimuli are called behavior influencers (Barker, Kreider, Peissig, Sokoloff & Stansfield, 2008) Positive reinforcement increases the desired stimulus while a negative reinforcement removes a negative stimulus. Both encourage one to continue whichever action will lead to one’s benefit and increased comfort (Feist & Feist, 2007). In the case of the second grade class, the most important stimulus is their grades. Having good grades leads to positive stimuli such as teacher’s praises, feelings of pride, and rewards from their parents.On the other hand, low grades bring about negative stimuli like dissatisfaction with oneself and disappointment from teachers and parents. The second-grade teacher uses public praises as positive reinforcements for kids who do well. By announcing how high one student’s grade is or by putting up the best artwork on the classroom corkboard, he highlights the student’s admirable behavior and quality of schoolwork, thus heartening the student to continue his or her hard work. The teacher uses mostly intangible reward to cheer his students on, as he hopes to motivate his students intrinsically rather than by bribes or physical rewards.Internal motivation will lead to a continued and better performance. He makes a special exception though for the case of a student with ADHD. He gives external rewards such as bowling games vouchers to this particular student to persuade him to continue his good performance and classroom behavior and continue his improvements. The teacher does not practice much punishment and extinction in the classroom. The harshest punishment he does is calling out a student’s name to get his or her attention back to the lessons. He was allowed to give them detention, especially when the kids get very naughty.His strength as an instructor and behavior model for the kids lay in the fact that he never had to give detentions because he is able to subdue a conflict before it even starts. He also understands the kids’ need to let go of pent-up energy and allows them to have some energy-releasing activities. The students receive punishment and extinction at home, mostly in the form of added chores for the former and revoked TV and video game privileges for the latter. The second graders are under the teacher’s excellent classroom management. The teacher’s policies are effectively and followed soundly.The teacher showed a perceptive understanding of when he should be friendly and when he should be authoritative with his students. Further, the behavior and discipline conditioning is enhanced by the good, trusting relationships between the teacher and his students. References Barker, B. , J Kreider, J Peissig, G Sokoloff, & M Stansfield. (2008). Glossary of terms for the experimental ana lysis of behavior. The University of Iowa. Retrieved February 9, 2009 from http://www. psychology. uiowa. edu/Faculty/Wasserman/Glossary/stimuli. html Feist, J. & Feist, G. J. (2007). Theories of Personality (6th ed). N

Positive Effects of Media on Our Society Essay

Today i am going to aware you about the positive effects of media on our society. Media has served as a boon to mankind. It has provided us with an exposure to the world outside our cozy homes. It has resulted in an exchange of views on a variety of subjects of a wide variety of people from all around the world, thereby leading to a global exchange of information and knowledge. Mass media has given each of us a platform to voice our opinions on all sorts of social and political issues and share information with one another. It has brought out easy ways of communication and provided us with easily accessible means to reach out to people in various parts of the world. Thanks to technological development, we have been able to obtain a platform that enables us to present ourselves to the rest of the world. The negative influences of media that are a result of an overexposure to it, are most often talked about. It is true to a certain extent that media has affected the society in a negative manner. But, undoubtedly, media has proved being a bliss. The media like television, radio and the Internet increase an overall awareness of the masses. They enhance the general knowledge by providing us with information from all over the world. News broadcast through different media helps us know about the day-to-day events in the world. News, tele-films and documentaries revolving around social issues increase a social awareness in children and develop their concern towards society. Newspapers, apart from updating us with the latest news and new information, also contribute to the enhancement of our vocabulary. Newspapers are the best beginners in developing reading habits in children. Through the print media, they provide the general public with a platform to give updates about their parts of the city, exchange their views over different issues that the society faces and share their thoughts on a larger scale. Media serve as the best means for a speedy spread of news about important incidents or events taking place. What has happened in the remotest corner of the world can reach us within minutes, thanks to media. The speed that technology has achieved is helpful in times of crisis when media is to be used for reporting news needing immediate attention. Research has revealed that media is responsible for influencing a major part of our daily life. Media contribute to a transformation in the cultural and social values of the masses. Media can bring about a change in the attitudes and  beliefs of the common man. The persuasive nature of the content presented over media influences the thoughts and behavior of the general public. Media has a direct impact over the lifestyle of society.

A Lack of Hope in The Catcher in the Rye Essays

A Lack of Hope in The Catcher in the Rye Essays A Lack of Hope in The Catcher in the Rye Essay A Lack of Hope in The Catcher in the Rye Essay Essay Topic: The Catcher in the Rye While you may feel hopeless during a time of despair, it is often the desire for success that turns despair into hope. To be hopeful, you have a yearning for something to work out the way you wish. When you despair, you are still aware of what could happen, but begin to lose hope. Depending on how strong that feeling is, you might be able to turn it into hope before it is too late. For those who feel despair, they may feel that life is not worth living. Unfortunately for Holden, his feelings of despair have gone too far out of hand. Holden Caulfield, the main character in The Catcher in the Rye, lives a very troubling life. He struggles with staying enrolled and engaged in his classes, has difficulty with friendships due to his constant need to tell lies, and has thoughts of suicide often. It seems that this is a story of despair; Holden’s life lacks any signs of hope. It is clear that he does not have anything to live for since the thought of suicide frequently crosses his mind. Holden has fallen so far into this pit of despair that it is nearly impossible for him to recover. Holden has little desire and motivation at school. He is most recently kicked out of school for failing four out of five of his classes. Upon visiting one of his teachers, his teacher makes comments about how little effort Holden put into the coursework. On his assignment, Holden even wrote his teacher a note stating â€Å"it is all right with me if you flunk me though as I am flunking everything else except English anyway† page 15 Holden is showing his teacher how little his grades matter to him; he is not even hopeful that his teacher will try and pass him. Instead, he gives his teacher the permission, in a sense, to fail him. It wouldnt matter anyway since Holden does not have a chance at passing regardless of his note. Suicide is a reoccurring thought for Holden. There are instances in which he is about to commit suicide; however he refrains from doing

Aged Care Centre Cost Analysis and Cost Management

In the contemporary world, cost consciousness is increasing among project team managers. Accordingly, when desire to offer more as well as better services has to confront the restrained ability to finance extra spending, project team managers have been naturally led to a cost-benefit analysis for the decision relating to resource allocation. Policy analysts along with researchers acknowledge generally the need to employ cost-benefit analysis and hence willing to employ this analytic tool Age Care Center (ACC) service programs (Elleh, 2013). Many remain hesitant, nevertheless, to apply cost-benefit analysis as a technique for guiding policy making in ACC and posit that other analytical tools have to be sought. It is the contention of the current author that cost-benefit analysis is able to fruitfully employ in ACC field and, with the technique’s acknowledged limitations, it remains both objective and powerful tool for evaluating ACC programs. This section undertakes the cost-analysis of ACC in Australia (Heldman, 2013).  Ã‚  . An array of aged care services are subsidized by the government of Australia. It is anticipated that one will contribute towards the cost of one’s care in case one can afford where one’s personal circumstance permits. One could be wonder how much it costs to enter into an ACC. A residential care fee estimator has, however, been availed to assist in the estimation of what ACC costs he will be required to pay. Strong protection are available to make sure that care is reasonably priced in ACC for everybody. The government of Australian undertakes to regulate the maximum cost on may have to pay. This is utilized as a contribution towards one’s daily living costs like meals, laundry, cleaning, cooling and heating. Every person entering the ACC can be asked to make a payment for this fee. The highest basic daily fee for fresh inhabitants as well as interval inhabitants is pegged at $48.44 a day. The rate rises on 20 th March as well as 20 th September per annum in accordance with alterations to Age Pension. For new residents, the upper limit of the basic daily fee is eighty-five percent of the lone individual rate of basic Age Pension. Beginning 20 th September 2016, a solitary rate basic Age Pension became 797.9 dollars a fortnight, besides eighty-five percent of sole rate of basic Age Pension became 678.210 dollars a fortnight. Such fees remain in effect even when one is a member of a couple. People will know the rate they need to pay as they obtain a letter arising from Department of Human Services which confirms his highest basic daily fee which is subjected to yearly indexing on March 20 th and September 20 th in accordance with the Age Pension increases. It describes the extra payment towards ACC fees which certain individuals might be needed to remit. The DHS have a duty to work out whether one is obligated to pay such an extra cost anchored on income and assets assessments and advice the applicant of an amount. A half of a couple’s merged income and assets are regarded in the determination of the means-tested care fee, irrespective of which spouse nets income or possess assets. Means-tested care fees have annual and lifetime caps. Upon hitting the cap, one ceases to pay further means-tested care fees. Any income-tested care fees paid already in a Home Care Package before touching into ACC shall as well account for one’s yearly and lifespan limits. Aged care means test are assessed via such information deemed incomed and exemptions. Such information is available on the website of Department of Human Services. The residential aged care may as well affect Centrelink payments. The current means-tested fee is pegged at $25,939.92 per annum, or $62,255.85 over a lifetime. One has to be given an account of how his income will be affected by this fee before making a major financial decision like selling a family home. The services of a financial adviser is necessary to assist in working out the best strategy for one’s own condition. ACC program requires one to pay accommodation fees in the facility. Certain individuals may have their respective costs of accommodation paid fully or partially by government of Australia whereas others residents will have to make payments for accommodation cost agreed with the ACC. The Department of Human Services has a duty to advise which arrangement applies to a person on the basis of an assessment of his asset and income. For a partner of a couple, a 1/2 of the merged assets and income are accounted for in the determination of a partner’s eligibility for assistance by the government with accommodation costs when one enters ACC, irrespective of the partner earning the income or owning the asset. The average cost of accommodation is around $350,000 to $400,000, but it could go higher where one is living in an expensive city such as Melbourne or Sydney or for a room with private bathroom. A financial Adviser will help choose between a lump sum payments (Refundable Accommodation Deposit-RAD) or Daily Accommodation Payments (DAP) or a merger of both. DAP remain essentially interest payments on an outstanding accommodation payment amount, whereas RAD is an interest-free loan to the facility that one will get back when he leaves or will be part of his estate when one passes on. Extra fees can apply where a person goes for an advanced accommodation standard or extra services. Additional service cost are applicable to such inhabitants who are in additional service facilities.   Such places are under regulation and purposed to capture a sophisticated standard of services or accommodation. ACC that have devoted additional service facilities remain presently needed to publish their respective additional service costs on their website called â€Å"My Aged Care†, along with additional relevant materials provided by them to potential inhabitants. Additional extra care as well as services along with related costs remain under regulations. Such additional costs are under the agreements between the resident and ACC care giver. Such fees range across ACC. A person’s ACC care provide is able to give one the details of such services, like Foxtel, and hairdressing alongside other applicable fees (Kerzner, 2013).  Ã‚   It is increasingly tricky to navigate the minefield of taking members of family into ACC care. There is a need to decode the loopholes that can potentially save one heartache and money. Making arrangements for the aged care for ageing parent that is not surviving at home could become emotionally demanding experience coupled with the added stress to navigate the unfamiliar as well as complex territory of welfare system of Australia to ensure one is undertaking correct action financially. An adult child will automatically get herself trapped in a converse responsibility of care as well as decision maker at such a time, facing choices like whether to engage in the sale of a family house or not to pay for ACC care cost of residential care, a matter which seemingly is never a straightforward decision (George, Harris & Mitchell, 2012). The figure might be so challenging-aged-care accommodation bonds averaged 213,000.0 dollars countrywide in the year 2009, however, they are usually between 350,000.0 dollars and 450,000.0 dollars for homes located in large cities. At the leading edge, the prod one million dollar for a hotel-kind room in prestigious Sydney site. Further, however, nothing remains the way it appears and there exist the rationale certain individuals might choose to make payment for the high bond. Surely, such undertakings become substantial financial decisions and remains second biggest financial decision made when considering ACC care. Several people have ended up making such decisions in a hurry without considering the any financial implications and opportunities attached. To this end, an adult child needs to own the possibly stroppy but together essential discussion with their respective elderly parents alongside household consultants (Ji & Yao, 2014). People who seek for ACC care encounter three categories of care including high care, low care, along with extra services.   Low-care accommodation are accompanied with ‘personal care’ facilities like assist with eating alongside bathing. Higher-care integrates services of nursing into this mix along with extreme needs. It should, however, never be substituted for extra services that describes a higher standard of accommodation, food, along with additional hotel-style services (Marià ±o et al., 2016). Many people, unfortunately think it is merely a substance of placing their designation down at the ACC home, however, it really goes beyond that. Key to unlocking the ACC care system is ACAT form from Aged Care Assessment Team which determines the type of care and facility. This form is essential in helping one to attract the government subsidy. Managing cost in an ACC facility calls for earlier planning so as not to leave the decisions for the children. One must focus first on how to benefit from the government subsidies (Ebbesen & Hope, 2013).   Before choosing the best quality of care, one needs to work out his finances. A person has to factor in his upfront and ongoing costs along with having something put away for additional expenses which emerges, one will be able to figure out exactly what he can afford- and begin looking for ACC which meets his needs within his budget (Catanio, Armstrong & Tucker, 2013). Getting financial advice is essential in managing aged care cost. The guidance of a Financial Adviser who is specialized in aged care make one to have support needed to manage government an aged care home-derived paperwork. The Financial Adviser will further work out the right payment alternatives for the client’s situation, while concurrently making sure there is a steady cash flow to account for the client’s immediate needs. What is more, Financial Adviser can guide his client through the biggest financial decisions he needs to make. This will be right from selling the family home to planning his estate. The Financial Adviser will assist one understand the longer run impacts of such cost and decisions, including the impacts on his pension as well as aged care means-tested fees. Catanio, J. T., Armstrong, G., & Tucker, J. (2013). The effects of project management certification on the triple constraint.  International Journal of Information Technology Project Management (IJITPM),  4(4), 93-111. Ebbesen, J. B., & Hope, A. (2013). Re-imagining the iron triangle: embedding sustainability into project constraints.  PM World Journal,  2(III). Elleh, F. U. (2013). Software-Enabled Project Management Techniques and Their Relationship to the Triple Constraints.  ProQuest LLC. George, B., Harris, A., & Mitchell, A. (2012). Cost-effectiveness analysis and the consistency of decision making. Pharmacoeconomics, 19(11), 1103-1109. Heldman, K. (2013).  PMP: project management professional exam study guide. John Wiley & Sons. Ji, X., & Yao, K. (2014). Uncertain project scheduling problem with resource constraints.  Journal of Intelligent Manufacturing, 1-6. Kerzner, H. R. (2013).  Project management: a systems approach to planning, scheduling, and controlling. John Wiley & Sons. Marià ±o, R., Tonmukayakul, U., Manton, D., Stranieri, A., & Clarke, K. (2016). Cost-analysis of teledentistry in residential aged care facilities. Journal of telemedicine and telecare, 22(6), 326-332. Serrador, P., & Pinto, J. K. (2015). Does Agile work?—A quantitative analysis of agile project success.  International Journal of Project Management,  33(5), 1040-1051. Silvius, A. J., & Schipper, R. P. (2014). Sustainability in project management: A literature review and impact analysis.  Social Business,  4(1), 63-96. Stellingwerf, R., & Zandhuis, A. (2013).  ISO 21500 Guidance on project management-A Pocket Guide. Van Haren. Whittington, J. W., Nolan, K., Lewis, N., & Torres, T. (2015). Pursuing the triple aim: the first 7 years.  Milbank Quarterly,  93(2), 263-300.

Brain Based learnnig Essay Example | Topics and Well Written Essays - 500 words

Brain Based learnnig - Essay Example Jerome Bruner, Jean Piaget and Lev Vygotsky, the brightes representatives of this approach, strongly believed that students must actively construct their own knowledge. Thus, Vygotsky claims that the process of learning is socially determined and the teacher is supposed to control and supervise learning instead of providing strict directions (Vigotsky, 1997). Piaget argues that children independently form their understanding of the world perceiving different information and creating their own cognitive schemes. Therefore, the role of teacher is not very important when supervision is concerned: excessively rigorous supervision and control reduce the child's ability and desire to discover the world independently (Ginsberg, & Opper, 1979). Brunner holds the same opinion, but he also recognizes the role of teachers in organization of learning process claiming that effective organization greatly facilitates children's discovery of the world (Bruner, 1966). Regular education teachers often fail to consider these valuable findings in their teaching strategies.